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Showing posts from November, 2023

Is there Any Punishment for Credit Card Defaulters in IPC?

Is there any punishment for credit card defaulters in IPC? Yes, there is a punishment for credit card defaulters under the Indian Penal Code (IPC). In India, defaulting on credit card payments can be considered an offense under the IPC and the accused can face criminal charges. The Indian Penal Code (IPC) does, in fact, have a penalty for credit card default. Credit card debt default in India is punishable by the Indian Penal Code (IPC), which carries criminal penalties for the defaulter. The regulations of the Negotiable Instruments Act, 1881, or N.I., govern credit card bill delinquency in India, where it is regarded as a civil offense. In compliance with this law, the bank may file a civil lawsuit to collect the unpaid balance on a credit card debt if the debtor does not make the repayment. A credit cardholder's credit score may also be adversely affected by credit card default under the Credit Information Companies Act of 2005, which will make it more challenging for them to ge

What is the difference between review and revision petition in Cr.PC ?

What is the difference between review and revision petition in Cr.PC ? In Indian courts, "review" and "revision" are legal processes that allow for reconsideration or re-examination of a judgment or order: Review: Review refers to the re-examination of a decision by the same court that originally passed the order/judgment. Review Petition  is a intra-court appeal. Review petition is usually filed in the same court before another bench or senior judge. In civil suits, review petition filed under Section 114 read with Order XLVII, Rule 1 of the  Code of Civil Procedure . Decision of High Court render by a Single-judge can be reviewed by Division Bench of same High Court. The purpose of a review is to correct an error apparent on the face of the record, prevent miscarriage of justice, or address any mistake or omission in the judgment or order. A review petition needs to establish grounds such as an error of law, fact