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Is there Any Punishment for Credit Card Defaulters in IPC?

Is there any punishment for credit card defaulters in IPC? Yes, there is a punishment for credit card defaulters under the Indian Penal Code (IPC). In India, defaulting on credit card payments can be considered an offense under the IPC and the accused can face criminal charges. The Indian Penal Code (IPC) does, in fact, have a penalty for credit card default. Credit card debt default in India is punishable by the Indian Penal Code (IPC), which carries criminal penalties for the defaulter. The regulations of the Negotiable Instruments Act, 1881, or N.I., govern credit card bill delinquency in India, where it is regarded as a civil offense. In compliance with this law, the bank may file a civil lawsuit to collect the unpaid balance on a credit card debt if the debtor does not make the repayment. A credit cardholder's credit score may also be adversely affected by credit card default under the Credit Information Companies Act of 2005, which will make it more challenging for them to ge

What is the difference between review and revision petition in Cr.PC ?

What is the difference between review and revision petition in Cr.PC ? In Indian courts, "review" and "revision" are legal processes that allow for reconsideration or re-examination of a judgment or order: Review: Review refers to the re-examination of a decision by the same court that originally passed the order/judgment. Review Petition  is a intra-court appeal. Review petition is usually filed in the same court before another bench or senior judge. In civil suits, review petition filed under Section 114 read with Order XLVII, Rule 1 of the  Code of Civil Procedure . Decision of High Court render by a Single-judge can be reviewed by Division Bench of same High Court. The purpose of a review is to correct an error apparent on the face of the record, prevent miscarriage of justice, or address any mistake or omission in the judgment or order. A review petition needs to establish grounds such as an error of law, fact

Important formats of legal drafting

Important formats of legal drafting FORMAT OF BAIL BOND U/S 437 A CR.P.C.  OR PERSONAL BAIL BOND Format of Legal notice to a telecom company on account of deactivating the mobile services  DEED OF DIVORCE Application Under Section 25 and 27 of the Consumer Protection Act 1986 for execution of the Order dated 10-06-2010  passed by the Hon’ble Forum Format of complaint under section 12 of the consumer protection act, 1986 What is section 307 of IPC  FORMAT OF ELECTION PETITION FOR GRAM PANCHAYAT Reply of election petition for Gram Panchayat | Written statement in election petition  What is the difference between 147 148 149 IPC MOST IMPORTANT SECTIONS OF CRPC ? What are the important sections of CPC ? What is Vakalatnama | Vakalatnama format download in PDF  How to compute court fee to be paid on plaint ? WHAT IS AN INTERIM BAIL ? WHAT IS ANTICIPATORY BAIL ? What are the different types of bails ? What is limitation of time to send legal notice Us 138 of NI Act ? Jurisdiction of court un

What is the minimum distance between two bore wells for agricultural use as per Indian Kanoon?

What is the minimum distance between two bore wells for agricultural use as per Indian Kanoon? As per the guidelines issued by the Central Ground Water Authority (CGWA), the minimum distance between two bore wells for agricultural use in India should be at least 200 meters. This distance is applicable for all states and union territories of India. However, the exact distance may vary depending on the specific regulations of the state or local authorities. It is important to follow these guidelines to avoid over-extraction of groundwater and prevent depletion of the water table. In India, the regulations regarding the minimum distance between two bore wells for agricultural use may vary depending on the state and specific circumstances. Each state might have its own laws, rules, or guidelines governing the use and spacing of bore wells. Therefore, it is crucial to refer to the local laws and regulations specific to your region. In some states, such as Karnataka, the minimum distance bet

Which is the famous case under Indian Supreme Court?

Which is the famous case under Indian Supreme Court? One of the most famous and widely discussed cases in the history of the Indian Supreme Court is the "Keshavananda Bharati v. State of Kerala" case (1973). This case is often referred to as the "Basic Structure Case" and is considered a landmark judgment that had a profound impact on the interpretation and evolution of the Indian Constitution. In the Keshavananda Bharati case, the Supreme Court was tasked with deciding on the validity of the 24th Amendment to the Constitution, which sought to curtail the power of judicial review. The central issue was whether there were any limitations on the power of Parliament to amend the Constitution. The Supreme Court, through a 7-6 majority decision, held that the Parliament's power to amend the Constitution was not unlimited and that there existed a "basic structure" of the Constitution that could not be altered. This concept meant that certain fundamental feat

What is the landmark Judgement of Supreme Court?

What is the landmark Judgement of Supreme Court? Kesavananda Bharati v. State of Kerala (1973): This case established th doctrine of the "basic structure" of the Constitution, which places limitations on the power of Parliament to amend the Constitution. Maneka Gandhi v. Union of India (1978): This judgment expanded the scope of Article 21 of the Constitution, which guarantees the right to life and personal liberty, and held that the right to travel abroad is a fundamental right. Indira Gandhi v. Raj Narain (1975): This case led to the imposition of a state of emergency in India and resulted in the Supreme Court's judgment that set aside the election of then Prime Minister Indira Gandhi, affirming the principle of free and fair elections. Vishakha v. State of Rajasthan (1997): In this landmark judgment, the Supreme Court laid down guidelines to prevent and address sexual harassment of women in the workplace. These guidelines are commonly known as the "Vishakha guidel

How to compute court fee to be paid on plaint ?

How to compute court fee to be paid on plaint ? The court fee to be paid on a plaint (a document that initiates a legal proceeding) varies depending on the jurisdiction and the specific case. In general, the court fee is calculated based on the amount of the claim or the value of the property in dispute. In India, the court fee is calculated based on the Indian Court Fees Act of 1870. It is usually a percentage of the value of the claim or the property in dispute. It is advisable to consult with a lawyer or check with the specific court where the case will be filed to determine the exact court fee that needs to be paid. An example of court fee calculation in India would be as follows: Let's say an individual is filing a suit for recovery of money and the amount claimed is INR 50,000. As per the Indian Court Fees Act, the court fee to be paid would be 2% of the claim amount, which in this case would be INR 1000. Another example would be a suit for recovery of possession of immovable

What is an interim bail ?

 What is an interim bail ? Interim bail in India is a type of bail that is granted temporarily, usually for a short period of time. It is granted by a court while the final decision on regular bail is pending. Interim bail is typically granted when an accused person is unable to secure regular bail, or when the court needs more time to consider the merits of the case before making a final decision on bail. The conditions of interim bail are similar to those of regular bail, and the accused person is required to comply with them while the bail is in effect. How to get an interim bail ? To get interim bail in India, an accused person or their legal representative must file a bail application in the appropriate court. The bail application must include the grounds on which bail is sought and any relevant supporting documents. When the bail application is filed, the court will typically hear the arguments of both the prosecution and the defense and make a decision on whether to grant bail.

What is anticipatory bail ?

What is anticipatory bail ? Anticipatory bail is a legal provision in India that allows a person who has reason to believe that they may be arrested in the future for a non-bailable offense, to apply for bail in advance before their arrest. The purpose of anticipatory bail is to prevent the arrest of a person, and to allow them to apply for regular bail after arrest. The provision for anticipatory bail is provided under Section 438 of the Code of Criminal Procedure (CrPC). Anticipatory bail can be granted by a High Court or a Sessions Court. Once granted, the anticipatory bail remains in force until the person is arrested, or until the bail is cancelled by the court. An application for anticipatory bail can be made by the person who is likely to be arrested, or by any person on their behalf, to the High Court or the Sessions Court within whose jurisdiction the offence has been committed. The application must be accompanied by an affidavit, stating the grounds on which the bail is sough